How to Use Naira Visa Cards to Make Payment

How to Use Zenith Bank Naira Visa Cards to Pay Online; Just like i posted in the preceeding post simple ways on how to use Naira Debit Mastercard atm cards to pay online in Nigeria.

Just like Gtbank plc Naira Debit Mastercard, the Zenith Bank Naira visa card works the same way. Just that it is visa enabled. Though the zenith bank naira visa card is new, most people are not too fully aware of it.

Features Of The Visa Naira Prepaid Card
According to zenith bank to the information i gathered from zenith bank, below are the features the vnaira visa card that makes zenith atm cards stand out.

1. Visa Naira Prepaid Card denominated in Naira for local transactions.
2. Chip and PIN enabled EMV card.
3. Reloadable card with 4 years validity.
4. Personalized and Non-personalized (Buxz) cards available.
5. Accepted locally for purchase at shops, ATM cash withdrawal as well as for Internet transactions wherever Visa accepted in Nigeria.
6. iPIN enabled as added security for online transaction on Verified by Visa (VbyV) participating websites.
7. Online access to transaction history via Internet Banking.
8. No settlement required as cardholder spends only prefunded amount available in card account.
9. SMS notification for all transactions carried out.
10. 24 Hours customer service support

Benefits Of Zenith Bank Naira Visa Card:
1. The card provides an efficient and convenient means of payment.
2. Reduced cash handling risk
3. No credit checks, no collateral required, no Settlement, no Interest charges.
4. Additional security for online transactions provided by VbyV iPIN.

Fees and Charges Of Naira Visacard Account Management:

Issuance Fee N500
Annual Fee N500
Replacement Fee N500
PIN Re-Issue Fee N100
Re-load/Transfer Fees N20

For further enquiries on any of our ebusiness services please visit zenith bank official webste:

I have written a complete detailed series on how to use credit cards and debit cards be it visa cards and mastercard to make payment online in Nigeria. Click here to read more

Top Six Paypal Alternatives For Nigerians, Ghanians, And Other Africa Countries

paypal payment barriers alternative
After all the Paypal fiasco that has happening Nigerians being banned, lately many Nigerians, Ghanians and other africa countries are looking out for alternative Paypal-like services. Paypal Might have already shocked all the freelancers and online earners. I am not looking to earn money online that’s why i’m not shocked.

Though we have some never-revealed closely guided secrets on how to open a paypal account in Nigeria, Ghana, and other Africa countries and beyond using a special paypal account opening dedicated IP address. With this great powerful paypal account opening and verification methods, You can create/open, verify and access a functional paypal account remotely from anywhere in the world. To Learn more Please Click Here

Ok back to our post, I have collected a list of PayPal alternatives. Let’s See what is in the list.

Many of my online have resorted 2CO for all their online money needs. 2CO has a lot of positive reviews and is considered as a great alternate to Paypal. Check out their fees:

Transaction Fees:
2CO applies a 5.5% commission on each transaction, plus a $0.45 USD charge per transaction.
There is a one-time set-up fee of $49 USD.
MoneyBookers or MB is a great alternative to Paypal because of the Currency conversion rates (they are the best). Check out the MoneyBookers fees here:

======================================================================== has a great service almost similar to paypal and moneybooker. Please check their site to learn more about their services

4. Google Checkout
Google Checkout is yet to conquer the world of Online Payments. The service is pretty much limited and unheard. Hope they come up as the best competitors to Paypal.
When Paypal had shut the doors for Nigeria users a couple of time back, Xoom played a major role for all the Nigerians who earn online. You can receive Paypal amount on your Xoom account, this is the best feature of this service. You can calculate the fees by following this link:

Libertyreserve is also a great payment processors, Infact it has been Africa most widespread used online payment processor, its the only payment processor out there that is very Nigeria friendly. You can create an account with them today by signing up, to learn more about service please visit their site

============================================================================ is also a great online payment processor, they normally give Debit Mastercard to their users after signup and after completing your data verification with them. Okpay newly added a Nigeria based payment processor as partner for funding their users account. the good news is that Nigeria and Ghanians and other Africans can now fund their account with with ease and use it to pay for goods and services online anywhare payment is accepted. I am currently writing a comprehensive tutorial on this. Please check back for details.

Fastecash is also fast growing Nigeria based payment processors, i have seen alots of Nigerians using it. though i have long signed up with them by creating an account, i have not used their service before. You can visit their site to learn more

These are the top 8 possible alternatives for Paypal if you are a Nigerian. Frankly, compiling this list was a bit of pain because none of these services come even a little closer to what Paypal is presently.

Do let us know which service do you prefer as PayPal alternative for Nigerian, Ghanian And African users?